At Van Horn Budget Auto, we understand the value of having reliable transportation. Unfortunately, at other dealerships, plenty of potential customers are turned away due to poor credit. We’re an auto dealership serving Plymouth, WI that makes it our goal to show you how you can get behind the wheel of your ideal vehicle regardless of your credit score.

What is a bad credit score? Well, there is certainly a range, but anything between 500 to 579 is considered fairly bad. Although, a bad credit score doesn’t have to keep you from driving off the lot in the car of your dreams.

One thing you can do to improve your odds at receiving financing for a vehicle is to view your credit report. With your credit report, you can get a full understanding of your credit history and can correct any credit errors should they arise. Having a full view of your credit history can also show you any past-due payments that you may have missed.

Another thing we recommend is to budget yourself. Chances are financial institutions won’t approve an auto loan that they know you won’t be able to afford. By calculating your living expenses against your overall income, you can determine your budget and find the vehicle that matches your financial means.

It may also be worthwhile to consider purchasing a certified pre-owned or used car near Manitowoc, WI instead of something brand new. Used vehicles tend to be far cheaper than something brand new, and as a result, you can lower the amount of money that you need financing for.

If you’re still unsure of how to go above developing a financial plan that works for you, our auto finance team at Van Horn Budget Auto are here for you. We’ll go over every step of the financing process, and help go home in something that you love to drive.